Alliance Funding Solutions finds businesses seeking alternative funding sources for use in their daily business and growth needs. Together with its partner companies, Alliance provides MCA funds to the businesses. The businesses assign their daily debit/credit cards receivable to an Alliance company until the receivables meet the agreement obligation.
Alliance provides small business funding only to companies that have robust liquid cash flow and can repay in a quick timeframe through daily repayments. The business model allows for revenue sources that traditional banks are not set up for or would not have an interest in. This unique model allows Alliance to generate well above market returns to its lenders.
To mitigate risk, MCAs are grouped into a portfolio of small business fundings. The portfolio of funding is secured by the assets of the borrowing businesses, their future cash flows and future receivables. The portfolio is always secured by assets/receivables greater than or equal to the aggregate of MCA funds to businesses.